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Automobile Insurance

Compare and Save! Your auto insurance quotes from Send Me A Quote are easily comparable with rates from top insurance providers. It’s the main component of our pledge to making purchasing your auto insurance as easy as possible.

With Send Me A Quote you can conveniently purchase your insurance online or talk to one of our insurance specialists. We have over 25 years of auto insurance expertise and our insurance specialists are here to assist you.

Automobile Insurance Covers

Send Me A Quote offers comprehensive auto coverage that is adaptable to your individual needs.  Your personalized quote can be adjusted by selecting coverage to meet individual pricing needs.  If you have any questions or concerns, or speaking to one of our personalized licensed representatives puts you more at ease call us toll free at 1(855) 736-3632.

Automobile Insurance Frequently Asked Questions

Why Do You Need Auto Insurance?

Auto insurance protects you from economic misfortune if you cause an accident that results in injuries to other people or property damage. Auto insurance helps cover costs of repair to your vehicle and any related medical expenses.

What does auto insurance cover?

  • Bodily injury liability coverage – Covers expenses for bodily injury or death resulting from an accident you caused and will contribute to your legal defense.
  • Property damage liability coverage – Protects you if your car accidentally damages another person’s property and will contribute to your legal defense.
  • Medical payments, no-fault or personal injury coverage – Generally pays for the medical expenses of the driver and passengers in your car regardless of fault.
  • Uninsured motorist coverage – Pay for your injuries and in some situations covers some property damage caused by an uninsured motorist or a hit-and-run driver. This coverage is when the at-fault driver has insufficient insurance.
  • Comprehensive physical damage coverage – Pays for damage to your car from theft, vandalism, flood, fire, and other covered hazards.
  • Collision coverage – Pays for damage to your car when it hits or is hit by another object.

Can I get coverage with speeding tickets or a DUI on my record?

Yes. Send Me A Quote understands that all drivers do no have a perfect driving record. We represent insurance carriers who offer policies to drivers in your unique situation.

What is a deductible on my auto policy?

The deductible is the amount you will have to pay before your policy pays in the event you make a claim.

What's the difference between comprehensive and collision?

Collision covers your vehicle against damage caused in an accident. Comprehensive covers your vehicle for damages not caused by a collision. It also covers against hazards such as hurricane damage and theft.

What are the State of Florida required limits for auto insurance?

Florida requires a minimum of $10,000 coverage for property damage and $10,000 coverage for Personal Injury Protection.

What is uninsured motorist coverage?

Uninsured motorist coverage provides protection should you be involved in an accident with a motorist who is at fault and has either no insurance or not enough to cover your medical expenses. Uninsured motorist coverage does not cover damage to your vehicle.

I just moved. Is coverage the same from state to state?

No. Each state has unique rules and regulations for auto insurance.

Do I have to turn in my out of state tags and get new ones?

Yes. For example in Florida a driver has 30 days to apply for a new registration on the vehicle.

What is the Florida Financial Responsibility Law?

The law that requires owners or operators of autos to provide evidence that they have the funds to pay for automobile losses for which they might become liable. Generally, auto insurance is method for providing evidence to the state.

What is the Florida No-Fault Law?

The Florida No-Fault law requires PIP (personal injury protection) be carried by owners of motor vehicles and imposes penalties for failing to do so.