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Types of Damage Covered by Renters Insurance

By | Insurance Blog, Renters Blog | No Comments

Know When to Submit a Renter’s Insurance Claim

If you’re a renter, don’t depend on your landlord’s insurance to cover damage to your personal property inside of your unit. Your landlord’s coverage insures only his or her structure and personal property. Since what’s inside of your rental unit is your own personal property, you must purchase your own individual renters insurance. Read More

Is personal liability included in renters insurance?

By | Insurance Blog, Renters Blog | No Comments

Like homeowners insurance, most renters insurance also covers your personal liability.

Renters insurance doesn’t just insure your personal property. Like homeowners insurance, most renters insurance also covers your personal liability and the personal liability of anybody else designated as an insured person. You’re all insured up to the extent of your policy limits. Personal liability generally extends to property damage and personal injury. Read More