Call Now888.370.7311

Does your homeowners insurance policy cover your dog?

By | Homeowners Blog, Insurance Blog | No Comments

Check Your Policy to Find Out if Your Dog is Covered

You might have had your home insured with the same insurance company for the last 15 years, but if you have one or more dogs, don’t just assume that you’re covered for any bites or damage they might cause. Check with your insurance agent to find out whether you’re indeed covered and what the coverage consists of. Maybe you were covered at one time, and maybe you aren’t now. Maybe your insurance company doesn’t even know that you have a dog. Read More

Will umbrella insurance cover lawsuits?

By | Insurance Blog, Umbrella Insurance | No Comments

Umbrella Insurance Will Protect Your Assets

All that it takes is a distracted second when you’re driving, and in an instant you’re in a serious accident with a pedestrian who had the right-of-way. At this point in time, it’s impossible to figure out how much money you’re going to be paying out on a claim, but you’re riding on a $300,000 per person and $500,000 per occurrence liability policy. Read More

What is wind mitigation?

By | Homeowners Blog, Insurance Blog | No Comments

By Mitigating Wind Damage, Homeowners Could Save up to 40% on Insurance

If you live on or near the Atlantic Coast or the Gulf of Mexico, you’ve likely heard about wind mitigation and inspections. If you haven’t, you might want to want to look into the homeowners insurance premium reductions that a wind mitigation inspection might avail you to. Your savings could be substantial every year. Read More

Optional Endorsements for Homeowners Insurance

By | Homeowners Blog, Insurance Blog | No Comments

Now’s the Time to Review Your Coverage

It’s spring cleaning time again, and it’s a good time to schedule your annual insurance review too. Much can change during the course of a year, so take a look around you, and evaluate what you’ve picked up recently that’s likely to need increased insurance coverage. Consider special endorsements and floaters because a standard homeowners policy is likely to leave you with some significant coverage gaps. Read More

What does business insurance cover?

By | Business Insurance, Insurance Blog | No Comments

If your business is sued on a covered risk, your business insurance will retain a law firm to represent your company and pay any settlement or judgment up to the amount of your policy limits.

Business insurance is also known as commercial insurance. It can protect your business from claims involving bodily injury, theft, property damage, discrimination, harassment along with other risks. It can even cover employee injuries or interruption of your business. Read More

Parking Lot Accidents and Your Auto Insurance

By | Automobile Blog, Insurance Blog | No Comments

Are you covered if hit in a parking lot?

Almost all parking lots are situated on private property. Because they’re on private property, state statutes and municipal ordinances usually don’t apply when there’s an accident. Police don’t usually come to the scene of parking lot accidents either. Drivers ordinarily have to go to the police station to make a report. Read More

Types of Damage Covered by Renters Insurance

By | Insurance Blog, Renters Blog | No Comments

Know When to Submit a Renter’s Insurance Claim

If you’re a renter, don’t depend on your landlord’s insurance to cover damage to your personal property inside of your unit. Your landlord’s coverage insures only his or her structure and personal property. Since what’s inside of your rental unit is your own personal property, you must purchase your own individual renters insurance. Read More