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Parking Lot Accidents and Your Auto Insurance

By | Automobile Blog, Insurance Blog | No Comments

Are you covered if hit in a parking lot?

Almost all parking lots are situated on private property. Because they’re on private property, state statutes and municipal ordinances usually don’t apply when there’s an accident. Police don’t usually come to the scene of parking lot accidents either. Drivers ordinarily have to go to the police station to make a report. Read More

Does my personal auto insurance extend to a rental car?

By | Automobile Blog, Insurance Blog | No Comments

Rental car coverage varies policy to policy, you’ll want to follow these tips to understand your coverage.

You’ll always be asked if you want to buy insurance when you’re at the rental car agency counter. Most people decline because they have insurance on their own personal vehicle, but whether they’re actually covered, the type of coverage and its limits depends on their existing personal auto insurance. Read More