Flooding can cause major damage to any vehicle, particularly the computer and electrical systems. If you’re riding on your state’s minimum liability coverage, it’s unlikely that you’ll be covered for repair or the value of your vehicle. If you have what’s known as comprehensive coverage, you’re probably covered. Read More
Almost all parking lots are situated on private property. Because they’re on private property, state statutes and municipal ordinances usually don’t apply when there’s an accident. Police don’t usually come to the scene of parking lot accidents either. Drivers ordinarily have to go to the police station to make a report. Read More
Your vehicle’s windshield is incredibly strong, but all it takes is a small pebble thrown up in the right direction at the right velocity, and suddenly you have a crack, divot, or even a hole. Read More
Your auto liability insurance primarily consists of two types of coverage. Those are for bodily injury and property damage, but you’ll want to distinguish between what you’re getting and what you’re not getting. Read More
Once your teenager gets his or her driver’s license, your options for insurance coverage are limited. You can either add the teen on your policy, or separate insurance can be purchased. Read More
You’ll always be asked if you want to buy insurance when you’re at the rental car agency counter. Most people decline because they have insurance on their own personal vehicle, but whether they’re actually covered, the type of coverage and its limits depends on their existing personal auto insurance. Read More
When you allow somebody to use your vehicle, the issue arises as to whether that driver is covered by your automobile insurance. The general rule is that use with your permission is covered, but every general rule has its exceptions. Read More