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We Offer Renter’s Insurance

Your landlord should have insurance that covers the building but does not cover your personal property making renters insurance essential protection for you. Some apartment complexes even require the renter to have insurance as a condition of the lease.

With Send Me A Quote you can purchase affordable renter’s insurance that covers your personal belongings and your peace of mind.  Individualized policies have an array of payment options for your convenience. We will also quickly get your proof of insurance to you so you can sign your lease.

What Renter’s Insurance Covers:

Renter’s insurance policies are intended to protect your assets such as:

  • Kitchen appliances and supplies
  • Electronics
  • Clothing and accessories
  • Jewelry
  • Furniture
  • Entertainment systems

Top Renter’s Insurance Questions

Why should I acquire renters insurance?

Even though you may be living in a house, apartment, or condo that is protected by someone else’s insurance policy, you want to ensure your personal belongings and liabilities are covered. A renter’s insurance policy makes it less complicated to recover from damage to your dwelling.

How do deductibles work with renter’s insurance?

The deductible is the amount that you choose to pay before your insurance policy takes affect. However, it is important to understand that this applies to personal property claims and not to liability claims.  Hurricane deductibles work different considering storms can damage a dwelling numerous times in a year.

Am I protected against personal liability?

Personal liability insurance is important for protection when someone is hurt at your home, it may be as much your liability as it is the landlord’s liability.  Renter’s insurance provides protection to cover attorney’s fee or pay medical expense for those injured on your property.

Does Renter’s insurance cover losses from natural disasters?

The tropical climate in Florida leaves residents vulnerable to severe thunderstorms, floods, hurricanes, tornados, etc.  When you rent, you are not responsible for the damage to the dwelling, but you are responsible for your personal belongings.  The appropriate renter’s insurance policy gives you protection from the devastating destruction of your personal belongings and financial support to pay for expenses incurred if you are forced to live elsewhere.

Are there renter's insurance payment plans available?

Renter’s insurance does have payment options to fit your budget.  You can pay for the entire year upfront or pay a deposit with quarterly payments.

Renters Insurance Articles

Types of Damage Covered by Renters Insurance

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Know When to Submit a Renter’s Insurance Claim

If you’re a renter, don’t depend on your landlord’s insurance to cover damage to your personal property inside of your unit. Your landlord’s coverage insures only his or her structure and personal property. Since what’s inside of your rental unit is your own personal property, you must purchase your own individual renters insurance. Read More

Is personal liability included in renters insurance?

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Like homeowners insurance, most renters insurance also covers your personal liability.

Renters insurance doesn’t just insure your personal property. Like homeowners insurance, most renters insurance also covers your personal liability and the personal liability of anybody else designated as an insured person. You’re all insured up to the extent of your policy limits. Personal liability generally extends to property damage and personal injury. Read More