Auto insurance protects you from economic misfortune if you cause an accident that results in injuries to other people or property damage. Auto insurance helps cover costs of repair to your vehicle and any related medical expenses.

• Bodily injury liability coverage – Covers expenses for bodily injury or death resulting from an accident you caused and will contribute to your legal defense.
• Property damage liability coverage – Protects you if your car accidentally damages another person’s property and will contribute to your legal defense.
• Medical payments, no-fault or personal injury coverage – Generally pays for the medical expenses of the driver and passengers in your car regardless of fault.
• Uninsured motorist coverage – Pay for your injuries and in some situations covers some property damage caused by an uninsured motorist or a hit-and-run driver. This coverage is when the at-fault driver has insufficient insurance.
• Comprehensive physical damage coverage – Pays for damage to your car from theft, vandalism, flood, fire, and other covered hazards.
• Collision coverage – Pays for damage to your car when it hits or is hit by another object.

Yes. Send Me A Quote understands that all drivers do no have a perfect driving record. We represent insurance carriers who offer policies to drivers in your unique situation.

The deductible is the amount you will have to pay before your policy pays in the event you make a claim.

Collision covers your vehicle against damage caused in an accident. Comprehensive covers your vehicle for damages not caused by a collision. It also covers against hazards such as hurricane damage and theft.

Florida requires a minimum of $10,000 coverage for property damage and $10,000 coverage for Personal Injury Protection.

Uninsured motorist coverage provides protection should you be involved in an accident with a motorist who is at fault and has either no insurance or not enough to cover your medical expenses. Uninsured motorist coverage does not cover damage to your vehicle.

No. Each state has unique rules and regulations for auto insurance.

Yes. For example in Florida a driver has 30 days to apply for a new registration on the vehicle.

The law that requires owners or operators of autos to provide evidence that they have the funds to pay for automobile losses for which they might become liable. Generally, auto insurance is method for providing evidence to the state.

The Florida No-Fault law requires PIP (personal injury protection) be carried by owners of motor vehicles and imposes penalties for failing to do so.